Cheap Comprehensive Auto Insurance in Georgia

Reader’s Question:

I live in Roswell, Georgia and I have a loan on my vehicle. yesterday my vehicle was stolen. I do have comprehensive car insurance. What will happen?

Allan

Roswell, GA

Since you mentioned that you have comprehensive coverage, this coverage covers damages caused by fire, weather, vandalism, floods and theft. If your stolen vehicle will not be recovered , your car insurance provider will settle for the ACV of the car before it was stolen.

If you visit the Georgia Insurance Commissioner site it states there how if your vehicle is a total loss, which a stolen car is since it taken from you, your full coverage through your insurance carrier will pay you what the vehicle was worth based on its ACV.

If you owe more money then the ACV of the car, you will be responsible for the difference of what the automobile’s actual cash value settlement is and the balance of your vehicle loan

Adding Teen Driver To Auto Insurance Policy in Georgia?

Reader’s Question:

My daughter lives in Atlanta Georgia and I live in the state of Mississippi. I purchased a vehicle for her as a gift and I would like to get her car insurance. My car insurance carrier does not offer it so I was just wondering how do I get car insurance for my daughter.

Patrick

Atlanta GA

If the car that you bought is titled and registered under your daughters name, then she will be able to get car insurance for that vehicle.

Now if the vehicle is titled under your daughter’s name or both in your name and your daughter’s name, then you may be able to find car insurance carriers in Georgia that will insure the car for your daughter. You may not be able to find car insurance carrier in the state Mississippi that will insure the vehicle that is garaged in Atlanta Georgia.

Since the vehicle will be garaged in Atlanta Georgia, the car needs to be registered there regardless of whose name is on the title.

It would be easier to insure the vehicle in Atlanta Georgia if you will put it under her name and you could assist her for the payment once the car insurance policy is set up.

You may be able to start buying car insurance policy or getting car insurance quotes in Atlanta Georgia online now.