Auto Insurance Coverage In Georgia

Reader’s Question:

Does auto insurance cover the driver or car in Savannah Georgia?

Linda

Savannah, GA

Auto insurance can cover both the driver and the car. The vehicle is covered on a car insurance policy and those motorists are that are covered to drive the car are defined inside the policy coverage definitions.

Most insurance policies will cover all motorists that are not excluded but given permission to drive the car. There is no blanket answer to what or who a car insurance policy will cover so you would need to check your specific policy’s declarations and application.

If there are specific state insurance laws you want to check regarding your specific situation in Savannah Georgia you can contact the Georgia Insurance Commissioner whose consumer division should be able to assist you.