Auto Insurance For Medical Payments in Georgia

Reader’s Question:

I have a bodily injury liability on my car insurance policy, do I still need to get medical coverage in Macon GA?

Denver

Macon GA

Medical Payments coverage covers medical bills to you and your occupants injured in an accident. There may also be coverage if as a pedestrian a car injures you.

It does not matter who is at fault with medical payment coverage. Medical payments may also cover policyholders and their family members when they are injured while in someone else’s vehicle or when they are hit by a vehicle while on foot. Coverage of course is limited to the terms and exclusions specified in your car insurance policy.

You may check your health insurance policy in Georgia to know the specifics since some health insurance exclude coverage for injuries due to vehicular accident.

On the other hand Bodily injury is not coverage for you if you are injured in an accident. Bodily injury liability covers those that you may cause injuries to when you are at fault in an accident. Bodily injury is mandatory in most states.