Cheaper SR22 Automobile Insurance in Georgia

Reader’s Question:

What does an SR22 do? My daughter never had a license. He was given a ticket for driving without automobile insurance on the car that he was operating. They said her license will be suspended. How can that be when She does not have a license yet? Now she is required in Albany, Georgia to obtain an SR22.

Ray

Albany GA

A SR22 is a certificate that is filed by the automobile insurance provider that shows that you have the car insurance liability insurance (at least the minimum limits of the state such as bodily injury liability and property damage liability) is in place for a certain individual. An SR22 is required when an auto insurance is provided to a person who got involved in an accident or was convicted of a traffic violation and was unable to provide proof of auto liability insurance.

So, if your daughter still lives in Albany, Georgia , she will need to obtain an sr22 insurance policy. To keep that insurance policy in effect she will be required to obtain her driver’s license in the state of Georgia. So, if your daughter lives outside of Georgia, she will need to find an insurance carrier that will offer a Georgia SR22. Most insurance providers will not offer an out-of-state sr22 insurance policy so she may have to obtain an insurance policy through an insurance provider run by the state in which he is living.