Auto Insurance Policy in Georgia – What Does it Cover?

 

November 17, 2008 by · Leave a Comment
Filed under: Georgia Car Insurance 

Reader’s Question:

I was driving from a party one night and must have dozed off. The next thing I knew, I had run over a dog. Fortunately, there was no roadkill because the dog survived the operations and is now recuperating in a hospital. However, the medical bills I have yet to pay the animal hospital in Atlanta, Georgia are skyrocketing by the day. Can my car insurance policy help me in any way? I have a comprehensive coverage.

Jillian

Atlanta, GA

Hi Jillian. What a very noble thing to do to get out of your car, check the animal you ran into, and bring it to a hospital. When other motorists would have just left the poor thing for dead or assumed it was already roadkill, you took time to care. I would like to help you find solutions to your problem. There is already this thing called a pet injury coverage. It’s like a supplementary car insurance policy for those people who have pets and like to carry them around always. So, in cases of an accident, the insurance pays for the hospitalization of your pet. Some auto insurance companies will pay up to $500, I think. Now, since the dog you hit was not your pet, Property damage liability type of insurance will cover those pets that are not yours but are victims of a collision that involves the planholder. Pets are classified as property, in insurance lingo.

Ask the assistance of your insurance provider just to be sure. Check also if they have that kind of insurance in Atlanta, Georgia, because here in North Carolina we still don’t have that. You’ll soon overcome these obstacles. May God bless your kind soul.

How Do I Get Car Insurance for my Teen Daughter in Georgia?

 

October 9, 2008 by · Leave a Comment
Filed under: Teen Discounts 

Reader’s Question:

My daughter lives in Atlanta Georgia and I live in the state of Mississippi. I purchased a vehicle for her as a gift and I would like to get her car insurance. My car insurance carrier does not offer it so I was just wondering how do I get car insurance for my daughter.

Patrick

Atlanta GA

If the car that you bought is titled and registered under your daughters name, then she will be able to get car insurance for that vehicle.

Now if the vehicle is titled under your daughter’s name or both in your name and your daughter’s name, then you may be able to find car insurance carriers in Georgia that will insure the car for your daughter. You may not be able to find car insurance carrier in the state Mississippi that will insure the vehicle that is garaged in Atlanta Georgia.

Since the vehicle will be garaged in Atlanta Georgia, the car needs to be registered there regardless of whose name is on the title.

It would be easier to insure the vehicle in Atlanta Georgia if you will put it under her name and you could assist her for the payment once the car insurance policy is set up.

You may be able to start buying car insurance policy or getting car insurance quotes in Atlanta Georgia online now.