How Do I Get Car Insurance for my Teen Daughter in Georgia?

 

October 9, 2008 by · Leave a Comment
Filed under: Teen Discounts 

Reader’s Question:

My daughter lives in Atlanta Georgia and I live in the state of Mississippi. I purchased a vehicle for her as a gift and I would like to get her car insurance. My car insurance carrier does not offer it so I was just wondering how do I get car insurance for my daughter.

Patrick

Atlanta GA

If the car that you bought is titled and registered under your daughters name, then she will be able to get car insurance for that vehicle.

Now if the vehicle is titled under your daughter’s name or both in your name and your daughter’s name, then you may be able to find car insurance carriers in Georgia that will insure the car for your daughter. You may not be able to find car insurance carrier in the state Mississippi that will insure the vehicle that is garaged in Atlanta Georgia.

Since the vehicle will be garaged in Atlanta Georgia, the car needs to be registered there regardless of whose name is on the title.

It would be easier to insure the vehicle in Atlanta Georgia if you will put it under her name and you could assist her for the payment once the car insurance policy is set up.

You may be able to start buying car insurance policy or getting car insurance quotes in Atlanta Georgia online now.

Augusta Georgia SR22 Auto Insurance Rate Quotes

 

December 12, 2007 by · Leave a Comment
Filed under: SR22 Augusta 

Q: What’s the difference between buying my Augusta Georgia SR22 direct and buying it through an agent?

A: Both are good options, but your own final choice should depend on your circumstances and the accessibility. If you wish to buy direct, you’ll find that the car insurance purchasing process is much quicker and simpler, and that it’s also very portable. For example, if you tend to move around every year or so, then you’ll find it easier to call up and change your policy when you’re doing it direct than you would if you had to look around for a new Augusta Georgia SR22 car insurance agent.

Buying your SR22 car insurance through an agent is a better idea for people who are less experienced in the process. You’ll be able to access more help with your claims and with your quote if you have an agent working with you, and you can often also save money by going with a local agent who also sells other kinds of insurance.

Neither buying through an agent nor buying car insurance direct from the company is “better” for your  SR22. You need to look at the options and see how they fit with your ideal car insurance plans to figure out which one is the best for you.

How Can I Get Cheap SR22 Insurance Coverage?

 

December 11, 2007 by · Leave a Comment
Filed under: Georgia Car Insurance 

Q: I’m actually not a bad driver, but I have to file SR22 insurance because some guy ran into me when I was uninsured and the police caught it. I can’t afford these high rates. How do I get cheap SR22 insurance?

A: Since you have a good driving record, you are able to more easily take the risk that millions of people take every year because it is less likely to affect you. That is to raise the deductible on all of your non liability coverages.

Many people opt for the lowest deductible when buying car insurance because they feel that they don’t want to have to depend on coming up with a couple thousand dollars in order to pay their medical bills when they get into a bad accident. This is a valid concern, but if you raise your deductible to at least $1000 on your comprehensive and then on your collision coverage, then you can save around a hundred dollars a month in many cases and that money can be set aside for emergencies like car accidents.