What will happen to me if I just stopped paying on my auto insurance policy? Will I go to jail? I live in the state of West Dougherty Georgia.

Paul

West Dougherty, GA

If you stopped paying on your auto insurance policy it would be cancelled due to non-payment and cause problems for you. One problem would be that this cancellation will show up on your credit record as non-payment and not only be a black mark on your credit rating but also make it difficult to find car insurance in the future. Many insurance providers will not want to insure an individual that has previously not paid on their auto insurance policy.

If you fail to pay the fee and get insurance, it will result in the revocation and/or suspension of the car’s registration. Driving while the vehicle registration is suspended is a misdemeanor. If found driving without proof of insurance in West Dougherty Georgia you will be also be subject to vehicle impoundment and fines.

A: Being even one day late often opens up the way for your SR22 car insurance to be cancelled. Unlike homeowners insurance, which allw for a 30 day grace period on their premiums, car insurance tends to be a stricter business and one with which you must take more care. Every state has different rules concerning grace periods, so in order to find out what those rules are, you’ll have to call up the Georgia Department of Insurance.

Most car insurance companies aren’t trigger happy when it comes to cancelling, though. One mistake will often be let go, and you won’t see any marks on your record or rises in your premium. But if you keep on paying late, cancellation might go on and happen, because as a high risk SR22 car insurance customer you only have so much leeway. If you have a history of making late payments, it’s possible that you will be required to pay for your entire six months at once.