Can I Lie About Never Having Drivers License Before in Georgia?
Reader’s Question:
I have an ongoing case on a DUI in MA from where I previously reside. I recently moved to Macon, Georgia and was wondering if I can obtain a license in GA by telling them that I never had a license. Could I do that?
Henry
Macon, GA
The Georgia Department of Driver Services (DDS) has a mandatory license suspension for a conviction of any of the following violation in the state of Georgia or any other state: fictitious or fraudulent use of, or application for a license.
According to the GA Driver Manual, the Department of Driver Services is authorized to terminate your license if you fail to provide the required or correct information needed in your apÂplication or if you are not eligible.
You may contact the Georgia DDS and speak with a representative regarding your Massachusetts situation to verify if with the DUI issues that are pending you can get a GA license or not. If your Massachusetts license is currently suspended, the state of Georgia will likely require you reinstate it before permitting you a license however get specific information from this state licensing agency.
What Does Car Insurance Cover in Georgia, the Driver or the Car?
Reader’s Question:
Does auto insurance cover the driver or car in Savannah Georgia?
Linda
Savannah, GA
Auto insurance can cover both the driver and the car. The vehicle is covered on a car insurance policy and those motorists are that are covered to drive the car are defined inside the policy coverage definitions.
Most insurance policies will cover all motorists that are not excluded but given permission to drive the car. There is no blanket answer to what or who a car insurance policy will cover so you would need to check your specific policy’s declarations and application.
If there are specific state insurance laws you want to check regarding your specific situation in Savannah Georgia you can contact the Georgia Insurance Commissioner whose consumer division should be able to assist you.
Georgia Car Insurance Coverage: Is He Covered if I Lend Him Our Car?
Reader’s Question:
I have a 26-year-old, married son who is separated from her wife. On she called their car insurance provider and left a message to remove him from their car insurance policy. We would like to lend him one of our cars (which are fully insured) to drive until he gets a new vehicle and insurance (which will probably be within the next 4 days). If we do this, is he covered here in Georgia?
Michelle
Albany, GA
Basically, you will want to contact your insurance provider in Georgia to verify if she will be covered for just a couple days without listing him as a motorist to your insurance policy. With that being stated, if your son is going to be driving your cars and he is residing in your household, you will need to add him on your policy as a motorist. If he does not reside with you, but he uses your cars on any kind of regular basis, you will probably need to add him to your policy as a motorist. If one of your cars remains at your son’s residence, and his residence differs from yours, you will need to let your insurance provider know; because, they may have an issue with cars that stay at multiple residences.
Taxi Cab Insurance Coverage in Georgia
Reader’s Question:
How do I go about getting taxi cab insurance since most insurance providers in Georgia don’t sell it?
Michelle
Columbus, GA
Taxi cab insurance permits you to carry passengers for a fee. Therefore passenger vehicles used to give rides for hire should be registered as a livery. This can include cabs, taxis, and limousines. There are specialty companies that should be able to assist you get the insurance you need.
You may be able to find on individual auto insurance websites based in Georgia for the car insurance that you need. You may also get a quote online for free. If you need more help getting livery insurance then you may contact the Georgia Insurance Commissioner.
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