How Long Do Auto Insurance Points in Georgia Stay On Record?

Reader’s Question:

How long do points remain on your driving Motor Vehicle Record in Roswell, Georgia? I got two speeding tickets for two points each, and a minor traffic violation for one point. Will my insurance provider in Roswell still see the offense after doing a point reduction class?

Aaron

Roswell, GA

The A Department of Driver Services (DDS) states that you can take a point reduction defensive driving course once every five years. You cannot take the traffic school class online or on a computer. The DDS only permits classroom instruction for this driving school.

According to the DDS information sheet on the defensive driving course, you may not take the traffic school for auto point reduction or insurance reduction or for more than 1 violation. It also seems that the points are reduced but that the offense stays on your driving record. If this is the case, you insurance provider can indeed see the violations and thus rate you on them.

It will depend upon your insurance company’s rating system how these moving violations will affect your car insurance premium. If your insurance rates increase, it may be time to shop around for a new insurance company. You can start here get a cheaper car insurance quote for Roswell or other cities within the state of Georgia. No obligations, its FREE

Traffic Tickets and Car Insurance Rates in Georgia

Reader’s Question:

I have several traffic tickets in Albany Georgia. If I take a motorist improvement class will points come off my driver license?

Michelle

Albany, GA

In Georgia, if you take a Driver Improvement Course you can get points removed from your driving history. Once every five years you can take this course in GA.

You may not take a Georgia Defensive Driving course / traffic school for car insurance reduction and point reduction or for more than one infraction. So you will need to choose which reason you want to take the class for make sure that the course will provide you the insurance reduction or points reduction you want since you cannot take it for both reasons.

According to the GA Department of Driver Services (DDS), they do not allow motorist to take traffic school classes over the Internet or on a computer. The DDS only permits classroom instruction for its approved driving school. The DDS should be able to provide you answers on other questions you have about this type of class or if there are other ways for reducing the points on your license.