Do You Have To File a Georgia SR22 Certificate or Bond?
Q: I had to file a Georgia SR2 before, but as of this week I no longer will need to. If I change companies, do I have to tell my new company?
A: Getting out from under a Georgia SR22 filing requirement finally can be a breath of fresh air. Many drivers celebrates this by looking for low rates with another company. You should make sure to exhaust all of your options when searching for a new car insurance company, because if you don’t shop around then you’ll probably end up paying more than is really necessary.
One thing that former Georgia SR22 filers need to watch for when it comes to getting new insurance is that temptation to hide their past. The fact is that, although three years may seem like a long time, your DUI will stay on your driving record for two more after your SR22 filing period is over. This is for how long it will affect your car insurance premium. Car insurance companies have 60 days to look up all of your information, and if during this period, they find out that you misrepresented yourself, you can be cancelled at any time, which will only make your future car insurance rates even higher.
Getting Cheaper Rates on SR22 Insurance For Retired Drivers
Q: I’m retired, but apparently not retired enough to be charged too much for auto insurance. How can I get a decent SR22 quote since I have a DUI on my record?
A: If you shop around for an SR22 quote, many auto insurance companies have special discounts which are set aside for retired drivers and/or drivers in their senior years. Call up your own company and ask if they have such a discount, and if not, it might be time for you to start looking again.
While you’re looking, stop by AARP Hartford insurance. This is often the best insurance choice for retired people, and would offer you a good SR22 quote with plenty of discounts and opportunities for more.
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