Do You Have to List House Hold Members on Auto Insurance Policy?

Reader’s Question:

What if I don’t want to list a household member on my car insurance policy in ?

Ben

Marietta, GA

You should always include all household members on your application in your car insurance.

With each insurers it is different. Some insurance companies sells insurance policies for different insurance carriers. Some auto insurance application will ask you the appropriate questions to meet the insurer’s guidelines and the state rules/laws.

Insurance companies need to know about all household members because states laws for personal liability sometimes include all household members. So, the insurance company is representing you and covering you so they need to be aware of the entire risk they are protecting.