Auto Insurance Policy in Georgia – What Does it Cover?
Reader’s Question:
I was driving from a party one night and must have dozed off. The next thing I knew, I had run over a dog. Fortunately, there was no roadkill because the dog survived the operations and is now recuperating in a hospital. However, the medical bills I have yet to pay the animal hospital in Atlanta, Georgia are skyrocketing by the day. Can my car insurance policy help me in any way? I have a comprehensive coverage.
Jillian
Atlanta, GA
Hi Jillian. What a very noble thing to do to get out of your car, check the animal you ran into, and bring it to a hospital. When other motorists would have just left the poor thing for dead or assumed it was already roadkill, you took time to care. I would like to help you find solutions to your problem. There is already this thing called a pet injury coverage. It’s like a supplementary car insurance policy for those people who have pets and like to carry them around always. So, in cases of an accident, the insurance pays for the hospitalization of your pet. Some auto insurance companies will pay up to $500, I think. Now, since the dog you hit was not your pet, Property damage liability type of insurance will cover those pets that are not yours but are victims of a collision that involves the planholder. Pets are classified as property, in insurance lingo.
Ask the assistance of your insurance provider just to be sure. Check also if they have that kind of insurance in Atlanta, Georgia, because here in North Carolina we still don’t have that. You’ll soon overcome these obstacles. May God bless your kind soul.
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