Car Insurance With DUI in Georgia

Reader’s Question:

I have an ongoing case on a DUI in MA from where I previously reside. I recently moved to Macon, Georgia and was wondering if I can obtain a license in GA by telling them that I never had a license. Could I do that?

Henry

Macon, GA

The Georgia Department of Driver Services (DDS) has a mandatory license suspension for a conviction of any of the following violation in the state of Georgia or any other state: fictitious or fraudulent use of, or application for a license.

According to the GA Driver Manual, the Department of Driver Services is authorized to terminate your license if you fail to provide the required or correct information needed in your ap­plication or if you are not eligible.

You may contact the Georgia DDS and speak with a representative regarding your Massachusetts situation to verify if with the DUI issues that are pending you can get a GA license or not. If your Massachusetts license is currently suspended, the state of Georgia will likely require you reinstate it before permitting you a license however get specific information from this state licensing agency.

Cheap Macon Georgia SR22 Auto Insurance

Q: I looked at the most stolen cars list on the government website and my new car model isn’t there, but I’m told my comprehensive Macon GA SR22 insurance coverage is so high because my car is at a higher than usual risk for theft and vandalism. Why is this?

A: The reason you will occasionally find discrepancies between what the government statistics say are the most often stolen cars and what your car insurance company actually charges you for your Macon GA SR22 comprehensive car insurance is that most car insurance companies aren’t looking at the same statistics as you are. Instead of using national statistics which are more general, your car insurance company collects its own statistics, and you’ll be charged based on the claims filed with that company.

While the two lists are usually almost parallel, you shouldn’t automatically take it for granted that since your car isn’t on that list it won’t be on any other. Statistics vary. While you can check such lists as an indicator of which car to buy, the best way to find out if you’ll be paying a lot for comprehensive coverage on your Macon GA SR22 insurance policy is to actually call up your possible car insurance provider or go to their website and get a quote BEFORE you buy your new car.