Do You Have to List Household Members on my Auto Insurance Policy?
Reader’s Question:
What if I don’t want to list a household member on my car insurance policy in Georgia?
Ben
Marietta, GA
You should always include all household members on your application in your car insurance.
With each insurers it is different. Some insurance companies sells insurance policies for different insurance carriers. Some auto insurance application will ask you the appropriate questions to meet the insurer’s guidelines and the state rules/laws.
Insurance companies need to know about all household members because states laws for personal liability sometimes include all household members. So, the insurance company is representing you and covering you so they need to be aware of the entire risk they are protecting.
Will my Auto Insurance Be Affected By Open Container of Alcohol Ticket in Georgia?
Reader’s Question:
My friend received a ticket while driving my car and two other people in the vehicle got tickets as well for open containers of alcohol in Marietta, Georgia. I was not in the car when this happened. Will my insurance be affected?
Cary
Marietta, GA
The tickets received by the driver and passengers in your vehicle in Marietta, Georgia are not likely to affect your auto insurance rates because they were given to the driver and passenger of the car, which you were not one of. It seems like neither the vehicle nor you received any violations so in most states including Georgia there should be nothing to go on your driving record therefore nothing for the insurance carrier to see regarding the incident.
The driver and passenger in your vehicle though have to take care of the tickets they received. Depending in what state the infractions happened, the penalty for the tickets could be $25 to $500. This offense can be considered as a traffic violation or as serious as a misdemeanor. In Georgia, points can be place to your license
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