What Happens If I Stop Paying Car Insurance in Georgia?
Reader’s Question:
What will happen to me if I just stopped paying on my auto insurance policy? Will I go to jail? I live in the state of West Dougherty Georgia.
Paul
West Dougherty, GA
If you stopped paying on your auto insurance policy it would be cancelled due to non-payment and cause problems for you. One problem would be that this cancellation will show up on your credit record as non-payment and not only be a black mark on your credit rating but also make it difficult to find car insurance in the future. Many insurance providers will not want to insure an individual that has previously not paid on their auto insurance policy.
If you fail to pay the fee and get insurance, it will result in the revocation and/or suspension of the car’s registration. Driving while the vehicle registration is suspended is a misdemeanor. If found driving without proof of insurance in West Dougherty Georgia you will be also be subject to vehicle impoundment and fines.
Will my Auto Insurance Be Affected By Open Container of Alcohol Ticket in Georgia?
Reader’s Question:
My friend received a ticket while driving my car and two other people in the vehicle got tickets as well for open containers of alcohol in Marietta, Georgia. I was not in the car when this happened. Will my insurance be affected?
Cary
Marietta, GA
The tickets received by the driver and passengers in your vehicle in Marietta, Georgia are not likely to affect your auto insurance rates because they were given to the driver and passenger of the car, which you were not one of. It seems like neither the vehicle nor you received any violations so in most states including Georgia there should be nothing to go on your driving record therefore nothing for the insurance carrier to see regarding the incident.
The driver and passenger in your vehicle though have to take care of the tickets they received. Depending in what state the infractions happened, the penalty for the tickets could be $25 to $500. This offense can be considered as a traffic violation or as serious as a misdemeanor. In Georgia, points can be place to your license
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