SR22 Insurance For Non Owner Drivers

 

December 11, 2007 by · Leave a Comment
Filed under: SR22 Non Owner 

Q: Can you explain SR22 insurance for non owner drivers to me?

A: SR22 insurance for non owner drivers is the type of policy you buy when you don’t own a car yourself, but will still be using one after you are required to file your SR22. Since you’ll be driving, you’ll need insurance to get your license reinstated.

SR22 insurance for non owner drivers is limited in scope. Unlike regular insurance, which you can fit to meet your needs and desires, this kind of insurance only allows you to have liability coverage. If you want further protection, you must either trust to luck, or limit yourself to driving cars whose owners have full car insurance policies on them.

SR22 insurance for non owner drivers is also a little more expensive than your regular liability and harder to get discounts for. The reason for the expense is that the type of car you drive, how you use it, and it’s condition usually have a big effect on car insurance rates, and if you use any different car, those variables will not remain the same.