A: Cheap SR22 insurance is a relative concept, so I guess it depends. What you can do is knock down your current premium price by looking into certain money saving options provided by your insurance company. Even a sports car owner can take advantage of these opportunities.

One big importance is the safety of your vehicle. Most new cars come equipped with the latest safety gear, but with sports cars you need to be extra careful since they’re more dangerous. Anti theft devices are also key, especially if you have comprehensive coverage, because a sports car is more likely to get stolen.

If you can find a car club (try looking in car magazines for listings) for your vehicle, become a member. Not only will you increase your knowledge, but you will also save money on your SR22 insurance. With all of these discounts, there’s no reason for you to be paying top dollar on your car insurance coverage.

A: Your car type is an enormous factor when it comes to your SR22 rates. If you already know the general kind of car you want, stick to your taste, but get a car insurance quote for each car before you decide which one you will end up buying. This way you can know ahead of time you won’t be jumping into big payments.

Certain qualities in your new car will also help determine your SR22 insurance premium price. For example, smaller cars are cheaper, both on the lot and in the insurance office, because they cause less damage. Sports cars are high risk and will cost you more. The more new and more expensive your car, the higher your SR22 insurance premium will be.