Where Do You File an SR22 Insurance Form?
Q: Where do I go to get an SR22 insurance form filed?
A: You get your SR22 insurance form filed at a car insurance company, so your first step is to find the right car insurance company for you. Since not all companies insure SR22 drivers, this may take a little bit of time. Check among the companies that specialize in high risk drivers as well as with Georgia’s assigned risk auto insurance pool if you don’t hit gold.
Once you find a company, you set up your policy, and the car insurance company will send a request for your SR22 insurance form to your secretary of state.
Will My SR22 Car Insurance Policy Cancel If I Pay Late?
Q: I think I may have to pay my SR22 car insurance late this month. Will my coverage be cancelled?
A: Being even one day late often opens up the way for your SR22 car insurance to be cancelled. Unlike homeowners insurance, which allw for a 30 day grace period on their premiums, car insurance tends to be a stricter business and one with which you must take more care. Every state has different rules concerning grace periods, so in order to find out what those rules are, you’ll have to call up the Georgia Department of Insurance.
Most car insurance companies aren’t trigger happy when it comes to cancelling, though. One mistake will often be let go, and you won’t see any marks on your record or rises in your premium. But if you keep on paying late, cancellation might go on and happen, because as a high risk SR22 car insurance customer you only have so much leeway. If you have a history of making late payments, it’s possible that you will be required to pay for your entire six months at once.
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