Georgia Breast Cancer Life Insurance

Reader’s Question:

Is it still possible for a breast cancer survivor to be given life insurance coverage here in Georgia?

Magan

Savannah, GA

In the past, if a person had been cured for breast cancer, it can be between two and five years following the surgery, without recurrence, before the person would qualify for breast cancer life insurance. Even if you’re accepted and provided an offer for a life insurance plan, you have to be ready to pay a higher premium during the course of the policy to be able to have additional life insurance. Your other option for breast cancer life insurance is a guaranteed issue group life insurance policy given by your employer for minimum amounts of coverage which is $50,000 per individual.

The improvement of early detection, successful breast cancer medication procedures, and the consequential outstanding survival rates for a lot of forms of the illness have altered the life insurance choices for females of all ages. At present, most of these women can apply for a life insurance plan from a top life insurance company and get standard rates without premium increases. Two years following the surgery, depending on the analysis and pathology reports, a breast cancer survivor can apply for a life insurance plan. Some of them think that they have to wait for five years before they can be able to get life insurance again. So, if you’re looking for breast cancer life insurance for yourself or for someone in Georgia, you have to check the new pricing and standard rates.

Auto Insurance Coverage In Georgia

Reader’s Question:

Does auto insurance cover the driver or car in Savannah Georgia?

Linda

Savannah, GA

Auto insurance can cover both the driver and the car. The vehicle is covered on a car insurance policy and those motorists are that are covered to drive the car are defined inside the policy coverage definitions.

Most insurance policies will cover all motorists that are not excluded but given permission to drive the car. There is no blanket answer to what or who a car insurance policy will cover so you would need to check your specific policy’s declarations and application.

If there are specific state insurance laws you want to check regarding your specific situation in Savannah Georgia you can contact the Georgia Insurance Commissioner whose consumer division should be able to assist you.