A: Your car type is an enormous factor when it comes to your SR22 rates. If you already know the general kind of car you want, stick to your taste, but get a car insurance quote for each car before you decide which one you will end up buying. This way you can know ahead of time you won’t be jumping into big payments.

Certain qualities in your new car will also help determine your SR22 insurance premium price. For example, smaller cars are cheaper, both on the lot and in the insurance office, because they cause less damage. Sports cars are high risk and will cost you more. The more new and more expensive your car, the higher your SR22 insurance premium will be.